PLEASE REVIEW THIS AGREEMENT CAREFULLY AND INDICATE SUBSCRIBER’S ACCEPTANCE BY CLICKING ON THE "I AGREE" CHECKBOX ("CHECKBOX”). BY CLICKING THE CHECKBOX, YOU AGREE TO BE BOUND BY ALL OF THE TERMS OF THIS AGREEMENT.

1.         GENERAL

1.1         Index Open is an electronic information service (the "Service") operated by PhotoLibrary, LTD. ("PhotoLibrary") on the Internet (currently located at www.Indexopen.co.uk) (the “Service Website”). The Service offers Subscribers access to selected images, photographs and other content (each, an “Image”) owned or licensed by PhotoLibrary. "Subscriber" means any person who establishes an authorized account ("Account") for access to and use of the Service. Once you click the "Checkbox” and complete the registration process, you become a Subscriber.

1.2         You acknowledge that you are at least 18 years old, and you agree to be bound by all of the terms in this Agreement.  If you are subscribing to the Service in Subscriber’s capacity as an employee of a corporation or other legal entity, you acknowledge that you have the authority to enter into this Agreement on its behalf. The right to use the Service may not be transferred.

1.3         This Agreement shall commence on the date the payment is received by PhotoLibrary and shall continue for the duration of the Subscription you have chosen, unless otherwise terminated pursuant to this Agreement (the “Term”).

2.         PRICE AND PAYMENT and ACCOUNT CANCELLATION

2.1         Subscriber authorizes PhotoLibrary to charge the applicable Subscription fee ("Subscription Fee") to a valid credit card account designated by Subscriber and approved by PhotoLibrary.  Subscription Fees will be charged at the standard rate in effect at the time the fee is payable. Current Subscription Fees and other charges can be found at http://www.Indexopen.co.uk. Subscriber may cancel their Index Open subscription by contacting PhotoLibrary within 5 days of placing order. Subscriber agrees to pay all sales, use, and other similar taxes imposed in connection with Subscriber’s use of the Service. Subscriber is responsible for all Internet service provider fees, telecommunication and other charges required for Subscriber’s connection to the Service. If the Subscriber Chooses the Index Open Monthly Billing option, subscriber agrees to pay the entire subscription fee prior to the expiration date of the subscription. Subscriber agrees that of at any time during the subscription term their credit card account details change they are solely responsible for updating their Index Open accounts with the correct credit card details.

2.2         Subscriber and Photolibrary agree that the subscriber may cancel their subscription within five (5) business days of the order date of their subscription by contacting a salesperson at our PhotoLibrary London office at +44 (0) 20 7836 5591 or by emailing uksales@indexstock.com , Attn: Customer Service. subscriber acknowledges that all cancellations are at Photolibrary's discretion, including those that occur within the five (5) business day cancellation term. (PhotoLibrary may disallow a cancellation for a number of reasons, including if high-resolution images have been downloaded and used in any subscriber or third party's projects.)

3.         SUBSCRIBER ACCOUNT RESPONSIBILITIES

3.1         All use of the Service under Subscriber’s Account must comply with the provisions of this Agreement.  Subscriber’s registration information must be kept accurate and current.

3.2         Subscriber is responsible for all usage or activity on Subscriber’s Account.  SUBSCRIBER, AND NOT INDEX, IS RESPONSIBLE FOR PAYING ANY AMOUNTS BILLED TO SUBSCRIBER’S CREDIT CARD INCLUDING THOSE MADE BY A THIRD PARTY THAT WERE NOT AUTHORIZED BY SUBSCRIBER.

3.3         Subscriber understands and agrees that PhotoLibrary may, in its sole discretion: (i) monitor Subscriber’s use of the Service including the Images Subscriber downloads; (ii) flag Subscriber’s account if the number of daily download of Images exceeds daily maximums; (iii) track any abuse of Subscriber’s subscriber ID and password in connection with the Service or in connection with this Agreement; and (iv) terminate this Agreement, without notice, if PhotoLibrary believes there is a violation of this Agreement and/or abuse of Subscriber’s ID and password. If Subscriber’s subscription is terminated because of any violation of this Agreement and/or any abuse of an ID or password, Subscriber loses all rights to use the Service and Images, including any rights which may survive termination of this Agreement, and Subscriber must immediately delete and cease use of all Images acquired from the Service.

3.4         Subscriber must maintain the confidentiality of Subscriber’s password. If Subscriber believes that Subscriber’s Account is not secure (e.g., in the event of a loss, theft or unauthorized disclosure or use of Subscriber’s password), Subscriber must promptly change Subscriber’s password and inform PhotoLibrary.  Subscriber agrees to take all steps necessary to prevent any third party from duplicating or distributing any Images or any elements of the Service.  Defamatory, offensive, pornographic, or otherwise unlawful uses of Images is prohibited. Use of any logo or trademark without authorization from its owner is prohibited.  If Subscriber becomes aware of any activity that infringes any rights, including copyrights, in the Images or of the Service, Subscriber must promptly notify PhotoLibrary and provide all cooperation reasonably requested by PhotoLibrary regarding such activity.

3.5         Any fraudulent, abusive or otherwise illegal activity may be grounds for termination of Subscriber’s Subscription, at PhotoLibrary's sole discretion, and appropriate law enforcement agencies may be notified. Subscriber may not use any means to circumvent the navigational structure or presentation of the Service or to index or improperly retrieve the Images, including but not limited to the use of any site search or retrieval application to "spider" the service. Subscriber may not translate, reverse engineer, decompile, or disassemble the Service or the Images, including any software provided in connection with the Service except to the extent the foregoing restriction is expressly prohibited by applicable law.

4.         COPYRIGHT AND LIMITATIONS ON USE

4.1         The Service and all Images are owned by PhotoLibrary or its licensors, and are copyrighted, proprietary and protected by United States law, international treaty provisions and other applicable laws.  Additionally, PhotoLibrary may have patents, patent applications, trademarks, or other intellectual property rights in Services and the Images.   All rights not expressly granted in writing are reserved.

4.2         Subject to Subscriber’s agreement and compliance with the terms of this Agreement, and pre-payment of all applicable fees, PhotoLibrary grants Subscriber a limited, non-exclusive, non-transferable, right to:

A.      Use the Images solely in: (i) "Printed Materials," as part of advertisements; editorial or promotional copy; brochures; reports; newsletters; packaging; and items intended for resale or complimentary distribution that incorporate the Image(s) in their design such as books, clothing, and CD packaging;  (ii) "Online and Broadcast Video Media," limited exclusively to World Wide Web site display, online display and broadcast video; provided however that only low-resolution versions of Images (no greater than 640 x 480 pixels - 72 dpi) may be displayed on any World Wide Web site or online; and  (iii) "Offline Digital Media" in or as part of computer, audiovisual and multimedia use; software; multimedia programs; and CD ROM products; provided however that only low-resolution versions of Images (no greater than 640 x 480 pixels - 72 dpi) may be displayed on Offline Digital Media;

B.      Alter the Images, including but not limited to adding or changing text and resizing or cropping images (hereafter "Derivative Works") for use in Printed Materials, Online and Broadcast Video Media or Offline Digital Media; provided, however, all ownership and any right, title and interest in and to such Derivative Works shall remain with PhotoLibrary; 

C.      Provided, however, Subscriber may only use the Images, or include the Images in Printed Materials, Online and Broadcast Video Media or Offline Digital Media that are created for Subscriber, or for Subscriber’s employer, direct client or customer, who must be the end-user of Subscriber’s work.

4.3         Subscriber may not:

A.      Loan, rent, sell, sub-license, lease, or otherwise transfer the right to use any Image to any other person or entity, except to the extent that any such Image has been incorporated by Subscriber into Printed Materials, Online and Broadcast Video or Offline Digital Media. Images may not be distributed or sold individually; they must be incorporated into these items;

B.      Reproduce, distribute, download, sell, broadcast, or publish (except as otherwise permitted in Section 4.2 above) any Images to anyone, including but not limited to others in the same entity, without the express prior written consent of PhotoLibrary;

C.      Use or copy any Image (or any portion theref) in any manner, except as permitted by the express terms of this Agreement;

D.      Use any Image in any form of pornography, or in a defamatory, fraudulent or illegal manner;

E.      Simultaneously use any Image on more than one computer at a time (multiple use), or on a network system without first obtaining a license upgrade from PhotoLibrary;

F.      Distribute any Image on a computer bulletin board or any other form of online or Internet-accessible service except as expressly permitted herein;

G.     Use any Image or any portion thereof as a trademark or service mark, or claim any proprietary rights in any Image, or any portion thereof;

H.      Produce any advertising or promotional material containing any Image with the intent to promote an image product or to promote a business that is an image provider;

I.         Use any Image(s) in any calendar, postcard, poster, framed prints, or other product which has the primary purpose of displaying the Image(s); or

J.       Post any Image for individual downloading; otherwise allow viewers or browsers direct download access to a collection of the Images; or distribute any Image alone or that is not part of a permitted product or service.

4.4         Subscriber may only use the Images during the Term of the Agreement; except that Subscriber may reuse the Images after the Term (unless the Agreement was terminated because of Subscriber’s material breach) in the same manner that Subscriber used the Images during the Term if such use is otherwise in compliance with this Agreement.  (For example, if an Image was downloaded and displayed in a client’s website during the Term, the Image may continue to be displayed in that client’s website after the expiration of the Term.  However, that Image may not be used for the first time after the Term, either in a different product of the client, or in another client’s website or product.) The burden of proving such use is on Subscriber.  Subscriber must maintain all records demonstrating the history of use of all Images during and after the Term; in the absence of such records, any use after the Term is prohibited.

4.5         By purchasing a Subscription, Subscriber is granted a license to use all of the Images that are available through the Subscription, and Subscriber’s use of individual Images is not limited by the number of items produced, circulated or sold that contain an Image.   However, PhotoLibrary limits the number of daily downloads to fifty (50) Images. If Subscriber requires more than fifty (50) Images per day, Subscriber may contact PhotoLibrary. Please note that permitting additional daily downloads is at the sole discretion of PhotoLibrary.

4.6         Subscriber may not transfer Subscriber’s right to use the Service. Only one individual may access the Service at the same time using the same user name or password, unless otherwise agreed to in writing by PhotoLibrary.

4.7         For Government Users: The Service and Images are a "commercial item," as that term is defined at 48 C.F.R. 2.101 (OCT 1995), consisting of "commercial computer software" and "commercial computer software documentation," as such terms are used in 48 C.F.R. 12.212 (SEPT 1995). Consistent with 48 C.F.R. 12.212 and 48 C.F.R. 227-7202-1 through 227-7202-4 (JUNE 1995), all U.S. Government End Users acquire the Service and Images with only those rights set forth herein.

4.8         Subscriber acknowledges and agrees that the Service and Images are subject to restrictions and controls imposed by the Export Administration Act and the Export Administration Regulations ("the Acts"). Subscriber agrees and certifies that neither the Service nor the Images is being or will be used for any purpose prohibited by the Acts. Subscriber agrees and certifies that Subscriber is not a citizen or permanent resident of the following countries: Cuba, Iran, Iraq, North Korea, Libya, Sudan, Syria, or the Taliban controlled areas of Afghanistan.

4.9         To obtain a special license, upgrade, additional daily downloads, or if Subscriber have any questions about a proposed use, contact PhotoLibrary Group, LTD.. at +44 (0) 20 7836 5591.

5.         SUBSCRIBER INFORMATION

5.1         Subscriber agrees that PhotoLibrary may store information that Subscriber provides during the registration process, as well as usage information, and provide aggregate statistical information about subscribers to advertisers, potential advertisers, suppliers and content providers. Except in the event of merger or sale of substantially all of the assets of PhotoLibrary, PhotoLibrary will not: (1) disclose to third parties personal identifying information, such as Subscriber’s name, address, email address, or phone number, unless required to do so by law or court order; (2) disclose to third parties Subscriber’s credit card information except to the extent necessary to complete a transaction. However, PhotoLibrary may use such information to inform Subscriber about the Service and other PhotoLibrary products and services. 

6.         WARRANTIES, DISCLAIMERS AND LIMITATION OF LIABILITY

6.1         PhotoLibrary warrants that all Images are licensed to or owned by PhotoLibrary and PhotoLibrary has the right to grant this license to Subscriber.

6.2         EXCEPT FOR THE FOREGOING WARRANTY, ALL IMAGES AND THE SERVICE IS PROVIDED "AS IS". INDEX MAKES NO OTHER WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND WHATSOEVER INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY OR WARRANTIES OF FITNESS FOR ANY PARTICULAR PURPOSE.

6.3         LIMITATION OF LIABILITY: IN NO EVENT WILL INDEX OR ITS EMPLOYEES, DIRECTORS, AFFILIATES, AGENTS, CONTENT PROVIDERS, SUPPLIERS OR LICENSORS (COLLECTIVELY, “ITS AFFILIATES”), BE LIABLE TO SUBSCRIBER FOR ANY LOSS OF USE, INTERRUPTION OF BUSINESS, OR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING LOST PROFITS) REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT PRODUCT LIABILITY OR OTHERWISE, EVEN IF THEY ARE FORESEEABLE OR IF INDEX HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  IN NO EVENT SHALL THE TOTAL LIABILITY OF INDEX OR ITS AFFILIATES, FOR ANY AND ALL DAMAGES, LOSSES AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT, INCLUDING NEGLIGENCE, OR OTHERWISE, EITHER JOINTLY OR SEVERALLY, EXCEED THE AGGREGATE DOLLAR AMOUNT PAID BY SUBSCRIBER TO INDEX IN THE 12 MONTHS PRIOR TO THE CLAIMED INJURY OR DAMAGE.

6.4         INDEX AND ITS AFFILIATES DO NOT GUARANTEE THE UNINTERRUPTED OPERATION OF THE SERVICE AND SHALL NOT BE LIABLE FOR DAMAGE ARISING FROM ERRORS, OMISSIONS, INTERRUPTIONS, DELAYS, TRANSMISSION ERRORS OR DISRUPTIONS, EQUIPMENT FAILURES OR BREAKDOWNS, OR FROM ANY OTHER CAUSE.  IF THERE IS A DISRUPTION OF SERVICE FOR A PERIOD EXCEEDING TWENTY FOUR HOURS, SUBSCRIBER’S SUBSCRIPTION WILL AUTOMATICALLY BE EXTENDED FOR A PERIOD OF TIME EQUAL TO THE TIME OF INTERRUPTION.

6.5         SOME STATES/COUNTRIES DO NOT ALLOW CERTAIN DISCLAIMERS OR EXCLUSION OR LIMITATIONS OF LIABILITY, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO SUBSCRIBER.

7.         INDEMNIFICATION

7.1         Subscriber agrees to defend, indemnify and hold harmless PhotoLibrary, its affiliates, licensors and content providers, and each of their respective directors, officers, employees and agents from and against all claims and expenses, including reasonable attorneys' fees, arising out of any unauthorized use by Subscriber of the Service, the Images or Subscriber’s Account or any breach by Subscriber of this Agreement.

8.         CHANGES; NOTICES

8.1         PhotoLibrary reserves the right, at any time, to (i) change the terms of this Agreement, (ii) change the Service, including eliminating or discontinuing any content or feature of the Service, restricting the hours of availability or limiting the amount of use permitted, or (iii) change any fees or charges for use of the Service, including instituting new or increased fees or charges for the use of the Service or any feature thereof. All other changes shall be effective immediately upon notice. Notice of changes to this Agreement shall be made by PhotoLibrary to Subscriber by email or by posting the new Agreement or changes in the End User License Agreement section of the Service, and Subscriber agrees to review this section regularly to obtain timely notice of such changes. Any use of the Service under Subscriber’s Account after such notice shall be deemed to constitute acceptance of the changes by Subscriber. PhotoLibrary may give any other notices to Subscriber, at PhotoLibrary's option, by sending notices to Subscriber by electronic or conventional mail.

8.2         Notices by Subscriber to PhotoLibrary must be given by a national courier service or by conventional certified mail, return receipt requested and delivered to: Photolibrary London 4th Floor, 83-84 Long Acre, London, WC2E 9NG United Kingdom uksales@indexstock.com , Attn: Customer Service. Any notice conveyed by Subscriber to PhotoLibrary will not change the terms of this Agreement or any PhotoLibrary operating rule, unless the change is expressly accepted in a signed writing by an authorized officer of PhotoLibrary.

9.         TERMINATION

9.1         Either Subscriber or PhotoLibrary may terminate this Agreement and Subscriber’s Account at any time, with or without cause. Additionally, Subscriber’s right to use the Service and/or any Image will terminate immediately upon Subscriber’s breach of any material term of this Agreement. In the event that Subscriber is dissatisfied with the Service for any reason whatsoever the only right available to Subscriber is to terminate Subscriber’s Account by providing notice to PhotoLibrary pursuant to this Agreement. PhotoLibrary may suspend or terminate Subscriber’s Account, without notice, in the event of Subscriber’s breach of this Agreement or for other conduct which PhotoLibrary, in its sole discretion, considers to be unacceptable. Suspension or termination of Subscriber’s Account means that the Service will no longer be accessible to Subscriber. PhotoLibrary shall not be responsible for any consequences of such lack of access.

9.2         The provisions concerning payment obligations, Subscriber responsibilities, subscriber information, ownership of copyright and other intellectual property rights, limitations on use, disclaimers, limitations of liability, indemnification, termination, and the miscellaneous provisions of this Agreement shall survive the termination of the Agreement or Subscriber’s Account, whether by Subscriber or PhotoLibrary.

9.3         Subscriber agrees, upon termination, to destroy all copies of the Images and Subscriber is responsible for all charges incurred up to the time the account is deactivated.

10.         MISCELLANEOUS

10.1     This Agreement constitutes the entire and only agreement between Subscriber and PhotoLibrary with respect to the Service, and supersedes all other communications and agreements, oral or written, with respect to the subject matter hereof. This Agreement may be modified from time to time by PhotoLibrary as described above. This Agreement shall be deemed to have been executed in the United Kingdom, it shall be governed by and construed in accordance with the substantive laws of the United Kingdom, without regard to its conflict of laws rules, and it excludes the United Nations Convention on Contracts for the International Sale of Goods and any legislation implementing such Convention, if otherwise applicable.  Subscriber consents to the exclusive jurisdiction of the courts located in the United Kingdom and to resolve any dispute arising in connection with this Agreement, the Images or the Service. If any provision of this Agreement is determined to be invalid, all other provisions shall remain in full force and effect. PhotoLibrary shall not be held liable for any failure or delay in the execution of its obligations under this Agreement insofar as such failure or delay is attributable directly or indirection to any of the following circumstances: fire, flood, earthquake, the elements or any cause of force majeure, riots, terrorism, war, civil disorders, labor dispute or any other cause beyond the reasonable control of PhotoLibrary. No waiver of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.